Book's Gist: Crashproof Your Life

Professional

1. Write emails with care & formality
2. Never use profanity in written docs
3. No violence / sexuality in written communication
4. Never acknowledge legal liability unless authorized by legal rep
5. Respond decisively to offensive emails/mails
6. Accurately state qualifications & accomplishments in resume
7. Don't overstate capabilities/deliverables of self/company in writing
8. Leave short curteous voice-mails after careful consideration
9. Don't discuss company business in public places
10. Run meetings with defined agendas & time limits
11. Rehearse presentations out loud >= 2X
12. Tell audience what U want to tell
13. Tell audience
14. Tell audience what U have told
15. Use visual aids for presentation
16. Vary vocal tone for presentation
    

Financial
Four separate A/Cs:
1. Necessities 70%

2. Slush 10%
   - Play
   - Debt clearing
   - Giving

3. Savings 10%
   - min 3mths avg exp & aim for 12mths avg exp
   - once achieved, pump into investments

4. Investments 10%
   - Asset Allocation: stocks, properties/REITs, bonds + Domestic *&Foreign
   - Indexes & funds for riskier assets (eg. foreign small caps)
   - Prepay mortgage >= 1 to 2 mths pa.
   - Own small reserve of gold & silver