- Write emails with care & formality
- Never use profanity in written docs
- No violence / sexuality in written communication
- Never acknowledge legal liability unless authorized by legal rep
- Respond decisively to offensive emails/mails
- Accurately state qualifications & accomplishments in resume
- Don't overstate capabilities/deliverables of self/company in writing
- Leave short curteous voice-mails after careful consideration
- Don't discuss company business in public places
- Run meetings with defined agendas & time limits
- Rehearse presentations out loud >= 2X
- Tell audience what U want to tell
- Tell audience
- Tell audience what U have told
- Use visual aids for presentation
- Vary vocal tone for presentation
Four separate A/Cs:
1. Necessities 70%
2. Slush 10%
- Play
- Debt clearing
- Giving
3. Savings 10%
- min 3mths avg exp & aim for 12mths avg exp
- once achieved, pump into investments
4. Investments 10%
- Asset Allocation: stocks, properties/REITs, bonds + Domestic *&Foreign
- Indexes & funds for riskier assets (eg. foreign small caps)
- Prepay mortgage >= 1 to 2 mths pa.
- Own small reserve of gold & silver
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